RETIREMENT PLANNING

Traditional IRA

What they are, who's eligible, deductibility, contributions, loans, withdrawals and distributions, and transferring - let us help you with any decisions you have to make.

Roth IRA

Is a Roth IRA for you, or should you stick with a traditional IRA? For some, the decision is an easy one; for example, if your income level or eligibility for an employer-provided 401(k) or retirement plan makes you ineligible for a tax-deductible Traditional IRA, you still may have a choice, let us help you decide.

If you are thinking of converting your IRA's to a Roth IRA and want to know more of the tax consequences, call Let's Talk Tax.

Employer sponsored plan

The common use of the term pension is to describe the payments a person receives upon retirement, usually under pre-determined legal and/or contractual terms. A recipient of a retirement pension is known as a pensioner or retiree.  Employer sponsered retirement plans have many tax implications.  Let us help you reduce taxes.

Self employed plan

Keogh Plans, also known as H.R. 10 plans, are intended for self-employed individuals who want to establish private pension plans. A self-employed individual may contribute up to 15 percent of earned annual income into a Keogh account, with yearly caps. We can help you decide how, when and what you do if you are self employed.